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Exploring Why Millennials are Turning to Alternative Credit Scores

Millennials and young people, in general, often find it difficult to access financing. Even if you have a stable job, you may still not be able to get a loan. That's where alternative credit scores can make all the difference. Considering these aspects, it's not surprising that Millennials are turning to alternative data sources. Here's what you should know about it

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House Hunting: What Is the Best Score to Buy a House?

Credit is critical for many of life's biggest events, and buying a house is no different. Yet, you can't just have any credit score to buy a house. What credit score is needed to buy a house? We're answering these questions and more next, so keep reading.

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What Is the Other Credit Score Besides FICO?

FICO and VantageScore have major flaws. Both credit scoring systems rely on outdated criteria, making it difficult for minorities and other groups to get the money they need. Sign up on Connect to access your alternative credit score for free! Our team will update your credit report in real-time so you can access financing when you need it.

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What Are 3 Types of Alternative Credit?

No matter what your credit score is, there's always the possibility that it could be higher than you know. For the most accurate score, it's important to take all alternative credit lines into consideration. Are you wondering what you need to know? Keep reading to learn all about 3 types of alternative credit.

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Do Alternative Lenders Check Credit?

It’s no secret that having great credit comes with plenty of opportunities. Conversely, those who have a credit score that isn’t so stellar might encounter difficulties they otherwise wouldn’t. The good news is that there are alternative lenders that are more accommodating when it comes to financing. Wondering if these lenders check credit scores? Let’s take a look.

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Alternative Credit Scoring: What Is It and How Does It Work?

26 million consumers in the US are considered credit invisible. Many of these consumers are millennials. Without a solid credit history, it can be impossible to qualify for loans and build a credit score. Fortunately, there is a way out of this cycle. Keep reading to learn more about alternative credit scoring and how you can qualify for a loan without a traditional credit score.

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Want to Get Approved for a Loan? Try Alternative Credit Scores

Banks can reject loan applications due to bad credit, low income, or excessive debt. Sometimes, their decision relies on internal policies. Your employment history matters, too. The good news is, you can increase your chances of approval by building up your credit history and paying off debt. But what is alternative credit scoring and how does it work?

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How to Improve Your Loan Chances With an Alternative Credit Score

What if there was a way to improve your credit score that you had never tried? If you suffer from low or even invisible credit, then a traditional credit score may be holding you back. But it's possible to improve your chances of getting a loan with an alternative credit score. What is an alternative credit score, and why is it important? Keep reading to discover the answers!

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How to Improve Your Credit and Avoid Being Credit Invisible

About 35 to 44 million U.S. adults are invisible to the financial system, reports the American Bar Association. For this reason, they have a difficult time getting a loan or renting a home. They also have to pay more for certain services, such as car insurance.

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The Benefits of Alternative Credit Scores

Did you know that roughly 26 million Americans have no credit history? Are you part of this group? Do you have a hard time taking out loans as a result? If so, an alternative credit score may help you to improve your finances.

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