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How does a low credit score affect my mortgage rate?

The lower your credit score, the higher your mortgage interest rate will probably be. If your credit score is below 650, it's unlikely a lender will improve your application for a loan. But what makes a good credit score? Is there


4 easy ways to improve your credit score

If you have a not-so-great credit score, don't worry: You won't be stuck with it forever.Still, improving your credit rating is going to take some time. As long as you're consistent and avoid some common mistakes, your score


How can I fix an error on my credit report?

Traditional credit reports aren't perfect, by any means. Besides the fact that they don't include as much information as alternative credit reports, many contain mistakes that can mislead businesses into denying you a loan or some other


4 signs you have a good alternative credit score

Lenders are starting to realize the drawbacks of using traditional credit scores. According to Forbes, these reports fail to accurately assess how medical bills, income and other factors affect people's ability to pay. But what


Yes, you have different credit scores

People have been using the term "your credit score" so often that it's assumed people only have one of them. That's not the case, credit scores differ between credit bureaus (the businesses that provide credit scores to lenders)


How to build good credit for a future mortgage

You plan on buying a house in the not-too-distant future. That big moment may arrive sometime in the next two to five years, but you need to start building good credit now if you want to obtain a good mortgage. What will loan officers,


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